New Article: When Banks Compete, Do Consumers Really Win?

Finally! This is Year 10 since I first wrote this paper. It was my Industrial Organization term paper in grad school. Then I  developed it enough to write a dissertation proposal around it. It became my job market paper, then a chapter in my dissertation. It was accepted 2 years ago. Today it is finally a published article in the Journal of Housing Research. Proud of them all, but this one is my baby.

Download Paper Here

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